Apalachin New York Cheap car insurance quotes zip 13732

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Ok here it goes... I had insurance on my car for a year, when it ran out I decided to get a new car and didnt need the original insurance anymore. But the company automatically renewed it and then requested a copy of my driving license or they would cancel it. I thought fine I don't need it now anyway, ill ignore them and they will cancel it. So they cancelled it and a month later they have said I owe 180 for some reason. My insurance was only 50 a month and I didn't sign or agree to any credit agreement for the 2nd year. And I didnt miss any previous payments Does anybody know whats going on there?

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Newly 20 year old and trying to be on her own and independent. Im currently under my grandparents insurance(GEICO). I believe i got a good deal with Nationwide which would be 274.00 a month with full coverage and rental... Im looking to buy a 2008 infinti G37 sports coupe for $26,000< so excited about it hopefully i get it. I just wanted to know what should i be looking for in auto insurance... i def. need full coverage because im going to be financing the car..Correct? but yeah what are some things should i look for. i would ask my family members but they are stubborn, when it comes to things like this... but thanks!!! :)

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I have tried cancelling my car insurance twice, They keep telling me that if my car is registered with no insurance I will get fined because they have to immediatly notify the state of MIchigan when someone cancels.Apparently even if the car isn't being driven and isn't parked on the street I will get penalized for having a car registered with no insurance. Its not like I registered it without insurance(which i cant do anyway) But I cannot afford insurance right now and I dont plan on driving the car AT ALL,( its down anyway). Is this true what they are telling me or are they just trying to persuade me into keeping the insurance? And if this is true and I do cancel my registration will I have to pay the registration fee all over again?

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I'm 18 years old, I left home because of an ongoing abusive situation, and have been on my own for six months, it's the best thing that could of happened to me. I keep no contact with my parents. I live with an older friend who has two children. I help her around the house in exchange for rent, I buy my own food, pay for my own car insurance, and cover all of my own expenses, etc. I'm a full time college student, and I work around 30 hours a week, and now I'm looking to get affordable health insurance. However, my friend's income is much higher than mine, disqualifying me from subsidized healthcare or medicaid. Health insurance is based on household income. I am not her dependent at all, she has her own health insurance policy. I'm very confused, what course of action do I need to take? Thanks in advance for your answers!

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Will co op car insurance refuse to pay out?

Some idiot smashed into my car and write it off now co op car insurance are wanting a photocopy of the car log book before they send a cheque! Only thing is its technically in my ...show more

Car Insurance in Missouri?

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Apalachin New York Cheap car insurance quotes zip 13732

Can i insure a car in one state and register in another?

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Cheap No fault insurance for 18 yr old?

19 year old car insurance.?

My family has a 02 Honda civic that I can fix up and use I'm 19 going on 20 and I need a car to get around. I done online insurance quotes and I've been getting ridiculous quote prices for a low end 12 year old car. (200 - 300) What would be some recommendations for possible companies. And how much do you think it would be if I got on a policy with my parents.

Why is insurance on Motobikes Much lower for a 17 year old then insurance for a car of the same value?

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Does making payments on a car make insurance cheaper?

my mother in law is about to buy us a car and we are going to b paying her back. so i can either put that we are owning the car or making payments on the car in the insurance questionnaire. but i was wondering what difference it made. does making payments on the car make your insurance cheaper or more expensive or cheaper? i googled it but couldnt find an anwer

Whats the cheapest auto insurance for a 17yearold you have found?

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Incorrect no claims bonus quoted on my renewal for car insurance?

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Can I get a car insurance in MA when I bought my car in Maryland?

Does the state limit? Do I have to buy a car insurance in the state where i bough my car?

Repair cost for rear view mirror?

I broke someones rear view mirror. If I don't have to go through my insurance company I'd rather not. About how much does it cost to replace them? I don't know the make or model of the car.

Should I call my auto insurance?

This afternoon, I was at a gas station and I backed my 2003 Pontiac mini van into a concrete barrier very hard. The left rear bumper is falling off, the hatch is dented fairly bad in the corner so it is difficult to open (that dent is about 4 inches in diameter but very deep) and the side with an automatic door has two shallow dents about a foot across. One of my taillights chipped on the side but didn't crack or shatter. No broken glass or anything. The plastic bumper is cracked in a few places, and has red paint all over over it from the barrier. the doors still work (excepting that the hatch catches on the taillight area), no electronic or mechanical issues, just body damage. The question is, should I call insurance? I am almost 17 and I've had my license for about 6 months. Roughly how much would the body work cost, since my insurance with AARP is sure to go up dramatically? Or would I want to play it safe and place a claim? My parents know all about it, and it was a total accident (I missed the brake pedal and hit the accelerator). Just looking for the way that will cost me less in the long run. Thank you for your help.

How much would homeowners insurance cost on a 1.2 million dollar house?

It's in southern California. I'm just asking for a rough estimate please.

Speeding ticket and insurance question?

I just posted a question about my speeding ticket I received yesterday I was going 101 mph on a 65 mph zone. I'm under my dads policy and im 17 this is my first ticket I just want to know how this is going to effect the insurance rates? Obviously they'll go up, but our policy expires in August will the insurance notify my parents about the ticket when they find out about it or when we go renew our policy/. thanks

Should I switch to a $20/month health insurance plan?

Alright, I have health insurance through my employer and I pay over $100/month. My friend has an individual policy and only pays $20/month. He thinks I should switch to have the same health insurance as him. What's the catch? Should I change health insurance policies?

BEST HEALTH INSURANCE FOR SICKLY...WITH A MINIMUM COLLEGE EDUCATION-?

22 y/o and have Cystic Fibrosis its a genetic disease (debilitating lung disease) Eventually kills you, supposedly by age 38 yeah yeah i know. right now i'm on Disability because i need Medicare and Medicaid to cover my expenses. And unable to work do to health conditions at the moment. BUT i want to work when i am able, and i do have my associates and want to obtain my bachelors degree. WHAT JOB (probably for the Union or Governemnt) can i get that has GOOD health Insurance that will not strain my health. ( I cannot work in medical field due too freq. lung infections) My Yearly Bills add up to at a minimun $50,000 and if i go in the hospital several times a year over $100,000.. also have monthly bills for antibiotics, and hospital and doctor visits, testing ECT. If i ever get or need a double lung transplant that costs over $500,000 and i need the medical to pay for it when that day arrives. I DO NOT want sympathy i need people to understand my condition and can point me in the right direction. I hate taking peoples hard earned cash, and i will not do it when i don't need to. I am not on my death bed yet and do not need to be on it the rest of my life.

Car Insurance for a friend?

I have a friend (single mom of 2) and she needs to get cheap car insurance on her ford explore. She let it lapse for 6 months and now her loan company wants to repo her car, even though she has made every car payment. (she leases her car)...(kinda like rent to own) She got a quote from my agent, but it was going to be way too much for her. I am guessing since she still owes on the car she has to have full coverage. And can only afford less than $100.00 a month on it. She is a renter, she is going to school, and has bad credit. Are there any companies out there that she can get a good deal or at least get coverage for 6 months and re-apply with a better company?? The only one I have found out there was the general.com. And they seem to be ok...but I don't know what other options she has. Thanks for reading this!! 10 points to the best answer!!

Lowered my car insurance deductible yesterday and today hit a tree:)?

i lowered my car insurance deductible yesterday and today my car slipped and hit a tree due to severe snow here. should i file my claim right away or wait few days?? my insurance company is kemper direct the agent changed my premium to 500 from 1000 deductible...

Which insurance is better?

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How much is car insurance for 18 year old?

How much would car insurance cost under Allstate in North Carolina for an 18 year old boy? I drive a 2003 Ford Ranger if it helps, I'm a safe driver and do good in school?

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I've heard of alot of insurance companies being a rip off, i'm looking for good, dependable and affordable.

Affordable health insurance plans?

The company where I work has just informed me that they will be canceling our medical benefits at the end of this month. What are some decent plans that I can get on my own that arent too expensive. I was paying $100.00 per month thru my job and would like to keep my premium around the same. I live in Wisconsin. Thanks for any advice.

How much will car insurance go up for me?

im 15 and i live in FL so i can get my permit but my mom said shes not letting me unless i get put onto theyre insurance (statefarm) but she also said shes not getting me insurance if its super expencive.....any1 know a estimated amount it will go up????

Roughly, how much do you think car insurance would cost me?

I was wondering if anyone knows roughly how much it would cost for a seventeen year old girl to get car insurance? All the websites I have tried keep asking me for details about the car I'm trying to insure. I don't have a car yet, all I want to know is if I did, roughly how much would it cost to insure?

HELP! My insurance has been cancelled, need a new Auto insurance company thats cheap?

ok i have a BIG problem, my mother's auto insurance has been cancelled 3 times in the last 3-4 years cuz of late payments, she's a single mom and can't always make the payment on time. Now we are having a HARD time finding an insurance company that will either A) Give us insurance or B) Cheap monthly and/or quarterly payments. We can't afford to pay $2500 for the whole year. Does anyone have any ideas on what to do? or where to get a cheap/understanding insurance company in Canada, specifically in Ontario. Thanks!

How much would insurance cost me on a 2008 Mustang GT?

I'm 17, I've never had a ticket. If I were to get it under my mom's name with me as a driver, how much do you think it'd be?

Apalachin New York Cheap car insurance quotes zip 13732

What sensible action can be taken to overrule discriminate car insurance rates based on age and gender?

It is and should be well known that all, or almost all, car insurance companies have outrageously higher rates for male drivers and elderly drivers. Naturally these are based upon statistics that are likely agreeable enough, but it is still highly unjust to charge more simply because a driver is a certain gender or age. Alone this is not inherently a problem, however, the government now mandates the acquirement of insurance, which changes (or should change) the business's status from that of being privately owned. Point being, if you MUST have it, then the rate must be based on the sole individual owenership of the insurance, e.g. driving experience, amount of accidents, car safety rating, etc. The same bias would be exacted in saying that African American people are more likely to have an accident than Caucasion people, but that would have a 0% chance of standing in any public eye or court of law. This action might be legal, but it is inarguably injust and should not be legal under any circumstance. Discrimination is rampant enough throughout society, and certainly should not be introduced into the corporate or political world. Unfortunately this question is leaning on the brink of a rant, which is prohibited by the guidelines, so it shall be continued only for a short while. The basic question is simple. When will something be done about it, who will do it, and how will they do it. I would undoubtedly challenge its legality myself, and still might in days to come, but unfortunately my age does not coexist well with my ambition, aptitude, or will. So it would be preferable for some other courageous folk to challenge it themselves, which raises the obvious question: How?

SOS Car Insurance for Foreigner? Please HELP?

Hi, I just Move to Canada I have a license for 12 years now, I undestand I can drive with this license here for 6 months but the problem is the Car Insurance, I just book the Writing test but they only have avalability is in a month time. but for the the road test I need a insureded car. Not Sure where to start :( I want to buy a Car but can't do it because I need an insurance, I called a few insurance companies but they don't insurance foreigner license. Please Help I really apreciate if someone point me in the right direction. Thanks

A Lady hit my car and we decided not to go through our insurance...?

I told her i would call her as soon as i had a estimate on how much it was going to be. This happened back in april but i have been so busy with work and school to be able to get this done, now that i have the time i want to call her and let her know, but i am afraid it might be too late.. Is it to late?? I have all her info except her insurance info (I know bad me but i was nervous) Also im going to need a car rental is that part of what she should pay me?

New driver, Do I have to buy my own car insurance?

So I recently got my Novice Drivers licences. I drive my parents cars atm and they both have insurance to cover me. However, I've saved enough money to buy myself an old Toyota Corolla and I was wondering if there is a cheaper way of insurance than paying the $3,300 for novice drivers. Is there a possible way to combine my car with my parents for a cheaper insurance price? thanks!

What kind of car would be cheapest to insure for a teenage driver?

Im 17 yrs old, and about to move out.. My mother is not to happy with this so she is keeping my car. Now I have to buy my own car and pay the insurance as well, what kind of cars should I start looking at? Used of course, but what types of cars would be cheapest to insure?

Statefarm locksmith coverages for auto insurance?

how much StateFarm reimburses for locksmith charges. I had to pay $139 for a locksmith to come and open my car. his service charge is 39.99 and $75 for opening car (tax and 10% credit card charge) it totalled to $139. now any of you has any idea how much StateFarm will reimburse me. Do agents play tricks to reimbruse less money. Any suggestions will be highly appreciated. Thank you

Temporary US insurance?

I'm going to the Us to meet my friends for three months. Is there any way I can get insurance for just these three months there? Please help

Do red light camera tickets increase your insurance rates?

Do they go on your driving record and increase your insurance rates or do you just have to pay the fine and that's all there is to it? I live in Washington State.

Rental Car Insurance?

Can you get rental car insurance through another company other then the company you are renting from? The insurance is as much as the car rental and that's just ridiculous!

California Traffic School Twice Within 18 months?

Can I do traffic school twice in California within 18 months? From what I think I understand the first citation is kept confidential. The second within 18 months is not. Can my insurance company raise my rates even though I did happen to take traffic school even though it was twice within 18 months. Will my insurance rise, if so how much?

HELP will my car insurance replace my cracked windshield?

I have progressive and have comprehensive with a $500 deductible. I have two cracks in my windshield and I cant afford for my insurance to go up or to pay the $500 deductible. My car was sold to me with stickers over the cracks and when we went back they claimed I had done it and wouldnt fix it. I read thriugh my policy and it said if you pay the premium for this coverage we will pay for blah blah blah and it fits my situation but im not really aure what that means. They dont teach you actual life skills in school. Please help!

How much would insurance be in my situation?

i am 16 years old.. How much more would my car insurance be if i had a honda civic si coupe vs honda civic ex coupe honda civic si sedan vs honda civic ex sedan honda civic si coupe vs honda civic si sedan honda civic ex coupe vs honda civic ex sedan any answers to any of those 4 situations would be greatly appreciated! thanks.

Can anyone tell me the average price for car insurance?

i would like a very low price range with a website to prove it

What is the best website for cheap car insurance?

Im going to be driving soon but the insurance for young drivers is ridiculous. I just want to know what insurance company does the best insurance deals for new drivers. Thank you!! :D

Do I have to list all additional drivers for auto insurance in Ontario?

I am shopping for auto insurance and noticed that if I include my wife and son in the quote, the insurance jumps from $1600 a year to $3100. That's almost double and none of them have any accidents or anything. If I don't include them as secondary drivers, can they still drive the vehicle and be insured? And if not, does that mean that every family in Ontario must list all family members that MIGHT drive the vehicle? Answers are MUCH appreciated.

How much would my little sister's car insurance be?

Can anybody give me an estimate of what insurance on a Chevy Cavalier would be for an 18 year old girl who lives in Colorado? My little sis is in a tight spot cuz my parents aren't helping her with paying for a car or insurance, but she's saved up enough to buy a car and just got a job, and is asking me to help her with insurance which I'm going to try to do, thus the question above. The problem is awhile back she got a ticket for I think it was either wreckless driving or careless driving. She's matured a lot now and all but I know the insurance companies look into things like that. Please help me with an estimate if you can. Thanks.

Will you encourage health insurance to be sold across state lines?

I can buy car insurance anywhere but not health insurance. Why? If competition brings down prices then selling health insurance across state lines should bring prices down. I have not heard any candidate mention this.

Estimating how much more is usually liability then full coverage insurance?

how much more do you think it would cost had 1997 dodge stratus 4 door and bought a 2008 ford focus, I know you it depends but do you think its gonna cost 1000 more for exampe or what?

Best Insurance cover for 18 years?

Kindly tell me a way so that I can ensure a fix monthly income of 20,000 Rs. What is the easiest way to achieve this ? MF ? LIC ? What should be my investment every month and for how many months ? Thanks..

Cheapest insurance companies for 18 years old guy?

Hello, does any one know any cheap insurance for `18 years old boy. Im looking forward to buy: 1) vw polo 2001 1.0 2) skoda fabia 2001 1.0 3) Seat ibiza 2001 1.4 Thanks !!

Heres another crock of feces, about car insurance!?

Apparently I didnt get the lowest rate because I didnt open an account or have a loan before age 25. What the F? does that have to do with the ability to drive a car? Also not because of no history of car loans or leases. Once again, What the F? does that have to do with the ability to drive a car? Also not because I have 2 accounts in good standing. I need more? or less? Once again, What the F? does that have to do with the ability to drive a car? Your company has never paid one dime to me or because of me. YET YOU BASE YOUR PREMIUMS ON NON RELATED ISSUES! F?ING BITE ME, WHAT A BUNCH OF SCAM ARTISTS! No wonder people commit insurance fraud. Because insurance companys F? you all the time. Another good one, recoupment fee. If you get money you have to pay it back. What was the purpose of the insurance in the first place? Now I know why we need billions of gallons of oil so much. Vaseline is a by product.

How much would car insurance be on a 2004 mustang?

i just recently bought a red 2004 Mustang V-6 convertible and i was wondering how much insurance would cost ? im pretty sure its over 100 but how much ? im 16 and its my first car , no rude comments please.

Do you need insurance if you only have temporary tags?

I was wondering if you need insurance if you have temporary tags in Ohio, and if you do, what's the cheapest insurance company for male teens?

If I had my DUI expunged, will it still affect my insurance rates in California?

In the spring of 2009 I was convicted of a DUI. I plead guilty, served my time and I was able to get it expunged through the court system. So now if you look at my record on the superior court website it shows dismissed rather than guilty. I was wondering if my actual DMV driving record still shows it as a guilty plea and my insurance rates will remain high?

How much would insurance be on a 99;-00' mustang gt for a 17 year old?

I'm buying my first car and i'm determined to get a mustang...i'm truly working my butt off to buy it. and i was just wondering how much insurance would be on it. the car would be added to my parents policy under one of there name's, but i would be driving it. so i was just wondering how much a month i'd be looking at paying. Additional details: -eagle scout -A B student - no wrecks, tickets, anything thanks for the help!

Apalachin New York Cheap car insurance quotes zip 13732

Haven't been paying my car insurance, help?

PLEASE READ THE WHOLE THING Okay so long story short, my bank messed up and my car insurance didn't get paid for.. This was about 3 or 4 months ago. And then it just stopped withdrawing money from my account each month, and I figured I would just take my chances and go without insurance. I didn't cancel it or anything. I had State Farm, and I figured because I was getting a new car anyway I wouldn't bother, but getting a new car took a lot longer than than I thought and I just ended up getting one yesterday. So I got a 2000 Buick Park Avenue, it has airbags, all that. It should have a decently low insurance rate. I have gotten 1 speeding ticket, but no accidents. When I called for a quote though, through a different car insurance company, they told me it would be $230 a month. Why is it so high? Is it because I stopped paying for my State Farm Insurance?

How much is car insurance?

for 17-25 yr olds ... approx..

USAA vs Navy Fed for banking & car insurance?

i actually have a few questions. Being new in the Marine Corps, im trying to find the best deals. So far ive heard that USAA and Navy Fed are the best for both banking (loans, general banking), and also car insurance. So which one is better in your opinion? Have you dealt with both or know the ups and downs of both? Should i go to USAA/Navy Fed for both, or do a mix of the two for my needs?

Pulled over and had no car insurance?

I'm in the state of IL and I just moved here so I don't know their laws too well. I got pulled over a few days ago which really pissed me off because I make sure to do absolutely nothing wrong so I don't have to deal with cops. Well I got pulled over because my front license plate was in my front window instead of screwed to the front of my car (it won't fit there on my vehicle and where I come from you don't even need a front one). Pretty much the cop just wanted to waste time because he was bored....this is why i really dislike cops because I did nothing wrong and someone ran a stop sign right in front of me! lol Well anyway I had no insurance on the car unfortunately. I don't need a lecture because I know I have to have insurance. So he kept my drivers license and set up a court date for me. I'm getting car insurance this Friday. I've heard 2 different things. One is that as long as I get insurance before my court date nothing at all will probably happen. Another person and the cop said that I had to prove I had insurance the day I got pulled over or I could be fined or whatever. Does anyone know what penalties I face if I have insurance when I show up to court? Can my license be taken away? The car isn't even in my name if that matters.

Do you need insurance to drive?

Is it a legal obligation to have car insurance?

Driver doesn't have license or insurance?

My fiance sister is 19 & keeps taken their mom's car with total permission. She has a permit but not a license or insurance. What would/could she be charged with if she was pulled over or in an accident. Could his mom get in trouble too? I thought his mom had to press Grand theft auto charges for the insurance company to fix/replace the car. What happens with Grand theft auto charges?

Insurance if you are rich?

ok i dont know much about insurance, just wondering if you need insurance if you make 4 million dollars per year?

I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...

how can I drive the car off the lot if I don't have insurance? I'm lost...can somebody help me solve this problem? Thank you.

Hi , i had an accident and wrote my car off, i thought id cancel insurance but insurance company say ?

that i cant because its a credit agreement , i thought that cant be right im now paying insurance for a car that i don't have , help

I need affordable and reliable health insurance. 23 yrs old.?

hi I am a 23 year old foreign student currently studying in the US in a student visa..I am thinking about getting an affordable health insurance that covers emergencies and any sudden diseases that might occur in future.. also may be a yearly doctor visit etc.. i do not need dental.. i just want to make sure i am covered in case of emergency.. i am just a student and do not have a stable job so i cant afford a lot.. i have heard about medicare and medicaid but they are not for foreign nationals.. i have also heard about blue cross blue shield i was thinking about going with them but what do you guys think?? and what should be the monthly price?? thank you in advance .. no advertisements or spam please!!

What are my options, health insurance wise?

I'm 19 and MassHealth is being a b**** and canceling my insurance. I got no job and I'm a full time student. Is there anyway to get insurance like this? I mean, Massachusetts must have something for people like me. Anyone else having this problem and have a solution? If so it would really help.

Teen Auto Insurance??????

I am just wondering what the teen drivers or parents of teen drives pay monthly or however you pay for insurance once the teen gets their license? I know there are alot of factors that contribute to how much a teen pays for insuracne but I am just curious. So basically how old are you?...and basically just how much does you or your teen pay for insurance, if they have a car what type? or if you are a parent, are they added on your policy, and still how much do you pay for insurance? Thanks :)

Car insurance calculator, I can't find good informations online?

I want to check different car insurance companies, calculate quotes and chose the cheaper one for me

How much to lease a car (WITH insurance)?

How much is it to lease an economic car (in Canada please), with insurance calculated into the mix? I am willing to pay 4-500 altogether, is this enough? Practical examples from people who lease their car, with how much they pay, etc, would be most helpful. (I am a recent graduate at the verge of starting an entry-level position). I am looking into VW golf and honda civic (hatchback).

Car insurance for 18 yr old male RIDICULOUS?

I'm 18 and male, so turns out car insurance companies think its okay to rape my wallet. I've been looking at a few quotes on different sites and they come up in the $300-$400 range. I tweak a few things, telling the generator that I'm a 30 year old married woman and then it magically drops to $70 per month. This is crazy, I'm an extremely careful driver, I never drive over the speed limit and I constantly check my mirrors. How the hell do young males afford it?

What would the minimum insurance for a 2008 Ford Ranger truck for someone over 30 w/ a good driving record?

...in Texas. A female. Can you recommend one?

How much would insurance be for...?

A 2001 Audi TT, Turbo I think. It would be for a 16-17 year old. Kept in the drive way or a locked garage. I think the car itself is about $6,000 without tax. Dont tell me abunch of stuff like all these statistics and stuff like depending on .... I just want your personal opinoin/rough estimate how much it would be per year or month. I would probably be the occasional driver, and my dad would probably be the primary driver, even though Id drive it more often. Just give me a rough estimate in your opinoin.

Anyone know any car insurance company's that can offer cheap car insurance for a 18 year old?

I am 18 and just bought a Nissan Altima 08. I live in California, Los Angeles. I am trying to get insured and they want to charge me $3000 a year. Thats $250 a month for car insurance. Its more then my car payments. Anyone know any insurance company that can offer a better deal?

What vehicle has the CHEAPEST insurance?

I'm trying to save some money, and want to know what vehicle is the CHEAPEST to insure(no smart-*** answers)

Cheapest insurance?

what is the cheapest car insurance in Hamilton Ontario Canada if i was 19 years old and i got the g2 3 moths ago?

How much for a 17 year olds car insurance with a sports car?

Hi im 17 and im wondering about how much more would it cost if i went from a sedan to a sports car?

How much are car insurance for a first time driver?

hi i am getting a car soon and i am a first time driver.I would like to know how much insurance will be for a first time driver living in Canada ontario ?.

How do I save on auto insurance?

I want to save on auto insurance.....what factors can lower your rate? I need to know things such as an alarm, and kept in the garage, but what other factors can help me getting a low rate? Thanks everyone

Car Insurance Rates: Wyoming vs Nevada?

What is a cheap car insurance for me...i am 16 years old?

need the cheapest one

Apalachin New York Cheap car insurance quotes zip 13732

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